Health & Pension
Health & Pension PREPARING FOR RETIREMENT Introduction to the Pension & Individual Account Plans Deciding to retire is one of the most important decisions of your working career. Educating yourself on the benefits available to you is an important first step in the process. Understanding the rules and timelines associated with the retirement process will ensure a smooth transition to retirement for you and your loved ones. This Summary Plan Description explains your retirement benefits so you can ask the right questions and make informed decisions. And keep in mind that many of the decisions you make regarding your retirement benefits are decisions that cannot be changed after you retire.